Your money on autopilot

Automate saving, budgeting and investing so you can feel relaxed and confident about your money.

Your bank needs Flow

Flow adds smart capabilities on top of your bank accounts. Connect your banks to Flow and get complete control over your money.

Saving

NL23 FLOW 8564 2323 56

Investing

NL23 FLOW 3443 0033 02
 

Giving

NL23 FLOW 4367 8643 12
 

Groceries

NL23 FLOW 8564 2323 56

Kids

NL23 BUNQ 1682 1987 56
 

Online Shopping

NL23 FLOW 0033 0234 43

Travel

NL23 FLOW 8643 1243 67
 

VAT Buffer

NL23 FLOW 2323 8564 56

Housekeeping

NL23 BUNQ 8564 2323 56
 

Divide your money when it comes in

Flow automatically moves your money across all your budgets, savings and investments, based on triggers you set up in the app.

Choose how much should go where

Set up unlimited Flows and move your money where it matters without any work.

Popular money methods

Flow is for everyone, from freelancers and business owners to young families and their grandparents. We collect the best money methods that you can use in one go.

Five Jars

Simple method using five jars

Kakeibo

Marie-Kondo method for money

Profit First

A new take on business finance

Salary Splitter

Split your salary as soon as it arrives

VAT Splitter

Split your salary as soon as it arrives

One Cent Cha...

Day 1, one cent, Day 2, two cents…

Privacy friendly

and secure

It’s your money so no time to fool around. Keeping your data safe and private is our #1 priority.

PSD2 Licensed

ISO27001 Certified

Privacy First

Look us up in the registers, we are regulated by the DNB. Read our terms of use to learn more about us.

We use bank grade security measures to protect your data and we are ISO27001 certified: a standard in information security.

Our service is designed with you in mind, making sure your data is private and secure. We make money by subscriptions, not data.

We’re here if you need us.

Get started now, pick a plan later

Just fair and honest pricing. Simply choose a plan with the features you want, or compare plans

Start automating your money today

Set up your first Flow in minutes and watch your money grow.

Connect your
bank account

Set up your
first Flow

Let your
money grow